Accounting Plan:

Goals:

• Minimize time on account maintainance
• Minimize accounting paper work (consider putting all accounts on line).
• Close all accounts possible
• Bank on line with most active accounts, acception being wealth account.

Current Accounts

• Wealth account: Austin Telco: Transactions in person, ballanced with spread sheet, invest and supplement.
• USAA savings, deposit VA and pay health insurance
• General: USAA: with Angela each have debit card.
  • Groceries
  • house hold expences
• General: USAA: me only (close) use account at commercial bank.

Procedures

USAA Savings:

Deposit VA Check with a deposit slip that includes check number

move insurance Payment to D&A and pay out of that account

USAA D & A:

Deposit transfers from wealth and VA, odd checks

Pay Groceries and house hold expnces (non biz)

Local commereical Bank D & A:

Deposit rent check and all taxable income

Pay all commerical and tax free expences out of this account

Austin Telco:

wealth, suplement income

Transfer to USAA D&A to cover expences

One or two draws per monthy

Unexpected expences

Insurance

Blue Cross and Blue Shield Payment:

Copy of check executed with bill stub.

move funds from USAA saving to D&A to Pay

Aetna (closed)

pay out of D&A with VA funds

bills out of D&A or Wealth

Scott and White

Pay out of Bisness or reserve

if afailible pay out of D&A

Regulare Bill Payment Record

• City of Austin
• Texas Gas
• Cell Phone Denis
• Cell Phone Angela
• Security
• Health Insurance Denis
• Health Insurance Angela
• Life Insurance K of C

Insurance and Tax Payments

• Auto Insurance
• house insurance
• rent house insurance
• health Denis
• health Angela

Other Actions

1. Update all Bank Records See: 1506_accounts.html
2. consider getting a credit or debit card.

Complete Transactions

• Health Saving Account: closed 20160130
• done; move texas health to usaa savings
• closed amplify account.
• closed buisness account

Other

• keep a database of all accounts active and closed